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* Mortgages drop to lowest level since 1974 says CML (Myra Butterworth, Telegraph)
* Shorn of the Dead (Andrew Stuttaford, National Review)
* EuroMPs attack Spanish laws affecting expat homeowners (Telegraph)
* CDS report: Germany weighs on sentiment, Air France swings into loss (The Financial Times)
* Seacoast condo sales hit rock bottom in January (Portsmouth Herald)
* Agents seize contents of Phoenix bank box connected to huge mortgage-fraud case (Denny Walsh, Sacramento Bee)
* Euro zone GDP dips 1.5% (Reuters America)
* Foreclosures surge in reeling Illinois (Chicago Sun-Times)
* Former CFO initially believed in a financial turnaround for HomeGold (Greenville News)
* BofA, Chase, Citi all suspend foreclosures (Philadelphia Business Journal)
Housing Disaster 